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888.776.2821

Long-Term Care Insurance

Personal and Financial Protection for the Long Term.

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At SBS Insurance Agency, we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from SBS Insurance Agency can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with SBS Insurance Agency to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

Our Locations

SBS Insurance - Seneca

305 Main St
Seneca, KS 66538
Main office: 785-336-2821
Toll free: 888-776-2821
Fax: 785-336-2393

SBS Insurance - Sabetha

935 Main St
Sabetha, KS 66534
Main office: 785-284-2816
Toll free: 877-815-0300
Fax: 785-284-0300

SBS Insurance - Hiawatha

105 S 6th St.
Hiawatha, KS 66434
Main office: 785-742-2961

SBS Insurance - Onaga

209 Leonard St.
Onaga, KS 66521
Main office: 785-889-4221
Fax: 785-889-4959

SBS Insurance - Axtell

413 Maple
Axtell, KS 66403
Main office: 785-736-2973
Fax: 785-736-2356

SBS Insurance - Bern

402 Main St
Bern, KS 66408
Main office: 785-336-6121
Fax: 785-336-3634

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.